THE CHALLENGE

Many customers today face affordability issues when shopping online or in-store. High upfront costs can discourage purchases or force people to settle for less than they want or need. At the same time, businesses lose potential sales because they can't offer flexible payment options.

Traditional financing options are often inaccessible, slow, or come with confusing terms. Customers want convenience and transparency. Merchants need a solution that boosts conversion without increasing risk or operational overhead.

PROJECT OVERVIEW

AgoPay is a flexible payment solution that allows customers to split their purchases into convenient installments—interest-free or low-interest, depending on the plan. Built with both consumers and merchants in mind, AgoPay removes payment friction and helps more people access what they need, when they need it.

For shoppers, it means getting the product now and paying over time. For businesses, it means higher conversion rates, larger average order values, and more loyal customers. Our system handles the risk, credit scoring, and repayment management—so merchants can focus on selling.

AgoPay seamlessly integrates with existing checkout flows online and in-store, offering a smooth, transparent experience every step of the way. It's the smarter way to pay—and a powerful tool for inclusive commerce.