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Terms of Service

Effective Date: June 16, 2025

These Terms of Service ("Terms") govern your use of all digital services, websites, and software platforms provided by Salient Software Solutions Limited ("Salient", "we", "us", or "our"). By accessing or using any of our products or services, you agree to be bound by these Terms. If you do not agree to these Terms, do not use our services.

1. SCOPE OF SERVICES

Salient provides technology-driven services and platforms including:

  • AgoPay: A financial API and payment platform enabling Save2Pay, Save2Buy, and financing options. (www.agopay.africa)
  • AgoGo: An ecommerce marketplace that allows installment-based purchases via the AgoPay API, also accessible via mobile apps under "AgoGo Africa". (www.agogo.agopay.africa/)
  • AgoDrop: A logistics orchestration platform for shipping, drop-shipping, and last-mile delivery.

These services may be accessed through our websites, apps, or via integration with partner platforms.

2. ELIGIBILITY

To use our services, you must be at least 18 years old and capable of entering into legally binding agreements. By using our platforms, you represent and warrant that you meet these requirements.

3. USER ACCOUNTS

You may be required to create an account to access certain features. You agree to:

  • Provide accurate, current, and complete information
  • Keep your credentials secure and confidential
  • Be responsible for all activities under your account

Salient reserves the right to suspend or terminate accounts for violations of these Terms.

4. ACCEPTABLE USE

You agree not to:

  • Use our services for unlawful purposes
  • Violate any applicable laws or regulations
  • Infringe upon the rights of others
  • Interfere with or disrupt our systems or networks

We reserve the right to take appropriate action, including disabling accounts, for any misuse.

5. PAYMENTS & FEES

Certain services (e.g., AgoPay financing or subscriptions) may involve payments. You agree to:

  • Pay all applicable fees as disclosed
  • Authorize us or our partners to charge your preferred payment method
  • Resolve any payment disputes directly with your financial institution

6. DATA PRIVACY

Your use of our services is also governed by our Privacy Policy, which describes how we collect, use, and protect your data.

7. THIRD-PARTY SERVICES

Some services may integrate with or rely on third-party tools (e.g., payment processors, shipping partners, sign-in providers). Salient is not responsible for their content or practices. Your use of such services is subject to their terms.

8. INTELLECTUAL PROPERTY

All content, trademarks, logos, software, and other materials provided through Salient's services are owned by or licensed to Salient. You may not reproduce, distribute, modify, or create derivative works without express written permission.

9. TERMINATION

We may suspend or terminate your access to services at any time for violation of these Terms or applicable law. You may also delete your account at any time.

10. DISCLAIMERS AND LIMITATION OF LIABILITY

  • Services are provided "as-is" and "as available."
  • We make no warranties regarding uptime, accuracy, or completeness.
  • We are not liable for indirect, incidental, or consequential damages.

11. MODIFICATIONS

We may modify these Terms at any time. Updates will be posted on our website with the effective date. Continued use of our services constitutes acceptance of the revised Terms.

12. GOVERNING LAW & JURISDICTION

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where Salient is incorporated. Any disputes shall be resolved in the courts of that jurisdiction.

13. CONTACT US